
:root{--bg:#FBF7EF;--deep:#F4EDDE;--surface:#FFFFFF;--line:#E4D7BE;--accent:#F2620F;--accent2:#FF9E2C;--accent-text:#1A120A;--text:#2A2118;--muted:#6E6252;--glow:rgba(242,98,15,.13);--deepacc:#C2410C;}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:-apple-system,"Segoe UI",Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
section{padding:72px 0}
.topbar{background:var(--deep);border-bottom:1px solid var(--line);padding:12px 0;position:sticky;top:0;z-index:40}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between}
.brand{font-weight:800;font-size:21px;color:var(--text);text-decoration:none;letter-spacing:.3px}
.brand em{font-style:normal;color:var(--accent)}
.nav a{color:var(--muted);text-decoration:none;margin:0 13px;font-size:15px}
.nav a:hover{color:var(--text)}
.callbtn{background:var(--accent);color:var(--accent-text);font-weight:800;padding:11px 22px;border-radius:999px;text-decoration:none;font-size:15px}
.hero{position:relative;overflow:hidden;padding:96px 0 88px;background:radial-gradient(700px 380px at 78% 30%,var(--glow),transparent 70%),var(--deep)}
.hero::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:linear-gradient(90deg,var(--accent),var(--accent2),transparent)}
.kicker{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:800;letter-spacing:2px;text-transform:uppercase;color:var(--deepacc);margin-bottom:18px}
.kicker::before{content:"";width:26px;height:2px;background:var(--accent)}
.hero h1{font-size:52px;line-height:1.08;font-weight:800;letter-spacing:-.5px;max-width:760px;margin-bottom:18px}
.hero h1 .hl{color:var(--deepacc)}
.lead{font-size:18px;color:var(--muted);max-width:620px;margin-bottom:30px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:34px}
.btn{display:inline-block;padding:15px 30px;border-radius:999px;font-weight:800;font-size:16px;text-decoration:none}
.btn-hot{background:linear-gradient(135deg,var(--accent),var(--accent2));color:var(--accent-text);box-shadow:0 8px 24px var(--glow)}
.btn-ghost{border:1.5px solid var(--line);color:var(--text);background:#fff}
.chips{display:flex;gap:10px;flex-wrap:wrap}
.chip{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;color:var(--text);background:rgba(242,98,15,.07);border:1px solid var(--line);padding:8px 16px;border-radius:999px}
.chip i{width:8px;height:8px;border-radius:50%;background:var(--accent);display:inline-block}
.facts{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px 0}
.facts .wrap{display:flex;gap:40px;flex-wrap:wrap}
.fact b{display:block;font-size:26px;color:var(--deepacc)}
.fact span{font-size:14px;color:var(--muted)}
.eyebrow{font-size:12.5px;font-weight:800;letter-spacing:2px;text-transform:uppercase;color:var(--deepacc);margin-bottom:12px}
h2.sec{font-size:34px;font-weight:800;letter-spacing:-.4px;margin-bottom:12px}
.sub{color:var(--muted);max-width:640px;margin-bottom:40px;font-size:16.5px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.svc{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:28px;transition:transform .15s;box-shadow:0 2px 12px rgba(80,55,25,.07)}
.svc:hover{transform:translateY(-3px);border-color:var(--accent)}
.svc .ic{width:46px;height:46px;border-radius:50%;background:var(--glow);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.svc h3{font-size:17.5px;margin-bottom:8px}
.svc p{font-size:14.5px;color:var(--muted)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.checks{list-style:none;margin-top:8px}
.checks li{padding:14px 0;border-bottom:1px solid var(--line);display:flex;gap:14px}
.checks li:last-child{border-bottom:none}
.checks .ck{flex:0 0 26px;height:26px;border-radius:50%;background:var(--accent);color:var(--accent-text);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:14px}
.checks b{display:block;font-size:16.5px}
.checks p{font-size:14.5px;color:var(--muted)}
.panel{background:linear-gradient(160deg,var(--surface),var(--deep));border:1px solid var(--line);border-radius:20px;padding:44px;position:relative;overflow:hidden}
.panel::after{content:"";position:absolute;right:-60px;bottom:-60px;width:220px;height:220px;border-radius:50%;background:var(--glow)}
.panel .big{font-size:44px;font-weight:800;color:var(--deepacc);line-height:1.1}
.panel p{color:var(--muted);margin-top:10px;font-size:15px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:8px}
.step{padding:0 22px;position:relative}
.step + .step::before{content:"";position:absolute;left:-1px;top:26px;bottom:26px;width:1px;background:var(--line)}
.step .n{width:52px;height:52px;border-radius:50%;background:var(--accent);color:var(--accent-text);font-weight:800;font-size:20px;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.step h3{font-size:17px;margin-bottom:8px}
.step p{font-size:14px;color:var(--muted)}
.tags{display:flex;flex-wrap:wrap;gap:12px}
.tag{border:1px solid var(--line);border-radius:999px;padding:10px 22px;font-size:15px;color:var(--text);text-decoration:none;background:var(--surface)}
.tag:hover{border-color:var(--accent);color:var(--deepacc)}
details.faq{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px}
details.faq summary{font-weight:700;font-size:16px;cursor:pointer;list-style:none}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";float:right;color:var(--deepacc);font-size:20px}
details.faq[open] summary::after{content:"–"}
details.faq p{color:var(--muted);font-size:15px;margin-top:10px}
.cta-band{background:linear-gradient(120deg,var(--accent),#C74A08);border-radius:24px;padding:56px;text-align:center;margin:0 24px}
.cta-band h2{font-size:32px;color:#fff;margin-bottom:10px}
.cta-band p{color:rgba(255,255,255,.85);max-width:560px;margin:0 auto 26px}
.cta-band .btn-hot{background:#fff;color:#B34A06;box-shadow:none}
.cta-band .btn-ghost{border-color:rgba(255,255,255,.6);color:#fff;background:transparent}
footer{background:var(--deep);border-top:1px solid var(--line);padding:60px 0 30px;margin-top:72px;font-size:14.5px}
.fcols{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px;margin-bottom:36px}
.fcols h4{font-size:15px;margin-bottom:14px;color:var(--text)}
.fcols a{display:block;color:var(--muted);text-decoration:none;margin-bottom:8px}
.fine{border-top:1px solid var(--line);padding-top:22px;color:var(--muted);font-size:12.5px;line-height:1.7}
.crumbs{font-size:13px;color:var(--muted);margin-bottom:16px}
.crumbs a{color:var(--muted);text-decoration:none}
@media(max-width:820px){.hero h1{font-size:34px}.split{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr;gap:28px}.step + .step::before{display:none}.fcols{grid-template-columns:1fr 1fr}.nav{display:none}.cta-band{padding:40px 24px}}

/* dropdowns (checklist: hover AND click/tap, caret, view-all) */
.nav{position:relative}
.nav .drop{position:relative;display:inline-block}
.nav .dropbtn{background:none;border:none;color:var(--muted);font-size:15px;cursor:pointer;padding:4px 0;font-family:inherit}
.nav .dropbtn:hover{color:var(--text)}
.nav .dropbtn .caret{font-size:11px;margin-left:4px}
.nav .panel2{display:none;position:absolute;top:100%;left:0;background:var(--surface);border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 32px rgba(80,55,25,.14);min-width:250px;padding:10px;z-index:50}
.nav .drop.open .panel2{display:block}
.nav .panel2 a{display:block;padding:9px 14px;font-size:14.5px;border-radius:8px;margin:0}
.nav .panel2 a:hover{background:var(--deep);color:var(--text)}
.nav .panel2 a.viewall{font-weight:800;color:var(--deepacc);border-top:1px solid var(--line);margin-top:6px;padding-top:12px}
/* slim mid-content CTA strip */
.cta-strip{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;background:var(--surface);border:1px solid var(--line);border-left:5px solid var(--accent);border-radius:14px;padding:22px 28px;margin:44px 0;box-shadow:0 2px 12px rgba(80,55,25,.07)}
.cta-strip b{font-size:18px}
.cta-strip p{color:var(--muted);font-size:14.5px;margin:4px 0 0}
/* sources box */
.sources{background:var(--surface);border:1px dashed var(--line);border-radius:14px;padding:26px 30px;margin:48px 0 0}
.sources h3{font-size:17px;margin-bottom:10px}
.sources ul{margin:0;padding-left:20px;color:var(--muted);font-size:14.5px}
.sources a{color:var(--deepacc)}
/* content images */
.photoframe{border:1px solid var(--line);border-radius:16px;box-shadow:0 4px 18px rgba(80,55,25,.10);overflow:hidden;margin:30px 0;background:var(--surface)}
.photoframe img{display:block;width:100%;height:auto}
.photoframe figcaption{font-size:13px;color:var(--muted);padding:10px 18px}
/* last updated */
.updated{font-size:13px;color:var(--muted);margin-top:34px}
/* skip link */
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:var(--accent);color:#1A120A;padding:10px 18px;border-radius:8px;z-index:99;font-weight:800}
/* contact cards */
.contact-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin:30px 0}
.contact-cards .svc{text-align:center}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
@media(max-width:820px){.nav .panel2{position:static;box-shadow:none;border:none;background:transparent;padding:0 0 0 12px}}

/* dropdown hover (desktop) + mobile menu */
.nav .drop:hover .panel2{display:block}
.menubtn{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:8px 14px;font-size:19px;cursor:pointer;color:var(--text);line-height:1}
.topbar .wrap{position:relative}
@media(max-width:820px){
 .menubtn{display:block}
 .nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--line);padding:10px 24px 22px;z-index:60}
 .nav.open{display:block}
 .nav a{display:block;margin:10px 0}
 .nav .drop{display:block;margin:10px 0}
 .nav .dropbtn{width:100%;text-align:left}
 .nav .drop:hover .panel2{display:none}
 .nav .drop.open .panel2{display:block}
 .nav .panel2{position:static;box-shadow:none;border:none;background:transparent;padding:0 0 0 14px;min-width:0}
}
